Category: Finance

Working with debt collectors can be a terrible thing. It can be annoying, and you may even feel embarrassed. But it can also be accessible. When the debts of the collectors begin to worry, it simply makes you feel worse, right? And when your account received 90-120 days of the past, it is most likely […]

AI has been revolutionary for almost every single process and technology. So it has been for the cash management processes, and for the forecasting as well. Various modern technologies, such as ML (Machine Learning), RPA (Robotic Process Automation), and Deep Learning have been implemented into the cash management processes. What are the results? In most […]

What things happened that have pulled me further away from my financial goals? As we step into adulthood with a salary based job and tons of student debts, it becomes necessary to sort our finances and pay our debts as quickly as possible. Financial and wealth management is more than about smart spending. Management wealth […]

CPF PayNow is a scheme of the Central Provident Fund (CPF) retired members (members aged 55 and above). It is a service that allows eligible members aged 55 and above to withdraw their Special and Ordinary Account savings, and receive payment in their PayNow registered bank account instantly. This service was available on 26 March […]

The effective interest rate is compulsory to be stated in Singapore. The details, processing, and other fees for the repayment schedule has been taken into the program. EIR shows the actual interest rate of a personal loan. For short terms loans, the bank provides promotional 0% interest personal loans. The easy loan Singapore will get you going […]

Dreams have no boundaries, one can think of a dream which is insane in even thinking to be completed, but it’s all human nature to dream of those things that are hard to get or hard to achieve. We usually forget our dreams of getting the desired things but mostly because of financial constraints or […]

The stock market can be a scary maze for most people and even scarier for those who do not have any idea about it at all. It is a virtual market where one can buy stocks of a particular company and sell it to another body, and earn profit in the process. Is it safe? […]

In the real estate world refinancing means replacing an existing mortgage with a new one that involves favorable terms to the borrower. After refinancing, the borrower would have to make less monthly mortgage payments, negotiate to decrease the interest rate and term of the loan. Cash-out refinance: In this mortgage financing option, the new amount […]

If you have multiple credit card payments, loan EMIs, etc. and find it difficult to make all of them on time, then you need to opt for a debt consolidation plan Singapore that can combine all these payments into a single EMI and help you regain your lost confidence and financial freedom. Even though many […]